Our Blog
Lender Playbook: How to Reach the New Generation of Homebuyers
First-time buyers now account for 58% of agency purchase lending, and Gen Z makes up a growing 25% of those loans. But winning their business requires a fresh approach: digital-first experiences, alternative credit scoring, and tailored loan products. For mortgage...
Gen Z Homebuyers: Small in Numbers, Big in Determination
They may represent just 3% of all buyers, but Gen Z is determined to change the game. Armed with FHA loans, side hustles, and family support, these resourceful buyers are targeting affordable regions — not Boston, but places like Grand Rapids and Salt Lake City. In...
Why Fewer First-Time Buyers Are Entering the Market in MA & NH
Once upon a time, the path to homeownership started in your late 20s. Today, the median age of a first-time buyer has climbed to 38 — the highest in U.S. history. In Massachusetts and New Hampshire, where prices remain high and incomes haven’t kept pace, first-time...
Should You Hire Your Lender’s Closing Attorney in MA & NH?
When you’re buying a home, there’s no shortage of decisions to make—fixed or adjustable rate? Move-in ready or fixer-upper? But here’s one question you might not have considered: Should you use the attorney your lender recommends for your closing? In Massachusetts and...
5 Hidden Title Defects That Can Delay Your MA or NH Home Closing
You’ve found your dream home in Massachusetts or New Hampshire. The offer is in, the inspection went smoothly, and closing day is in sight. But then—bam!—a title defect surfaces, and suddenly your seamless transaction feels more like a nightmare. At The Law Office of...
How Does the Big Beautiful Bill Affect Home Buying in MA and NH?
Ah, the "Big Beautiful Bill"—sounds like something out of a fairy tale, doesn't it? But this recent tax mega-bill, passed just last week, is very real and packs a punch for home buyers in high-tax havens like Massachusetts and New Hampshire. Let's break it down, shall...
Federal Eyes on Real Estate: A 4-Part Insider’s Guide for Buyers and Sellers
We are pulling back the curtain on how — and why — federal agencies like FinCEN, the FBI, Homeland Security, IRS-Criminal Investigations (IRS-CI), and CFIUS monitor real estate transactions in the U.S.Whether you're buying with cash, investing from abroad,...
Follow the Money: How the IRS Tracks Financial Crimes Through Real Estate
From Unreported Income to Shell Game Schemes — What IRS-CI Is Looking ForYour Closing Could Be an Audit Trigger — Here's How the IRS Sees It When most people think of the IRS, they imagine audits and paperwork — not criminal agents working alongside the FBI and...
Caught in the Crosshairs? What Triggers Federal Interest in Your Home Sale
The Top Red Flags That Could Invite a Closer Look from WashingtonCash, LLCs, or Land Near a Base? You Might Just Be a Target In today’s security-conscious environment, real estate deals aren’t just between buyers and sellers — they’re being watched, analyzed, and...
What the FBI, IRS, and Homeland Security Could See in Your Closing Docs
Your Closing Packet Could Be a Federal File — Here’s Why When you're finalizing a real estate transaction, your focus is likely on the price, terms, and closing date — not on what a federal agency might find in your paperwork. But if certain conditions apply, your...