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Why You Receive So Much Junk Mail After Closing On Your Home

Jan 31, 2023 | Homeowner Tips

Why You Receive So Much Junk Mail After Closing On Your Home

Congratulations! You have finally closed on your home loan, and you are excited to get moved in. Or, you may have just refinanced your home. Regardless, all of a sudden, you start to get a bunch of junk mail in your mailbox. It can be frustrating to sort through everything, and how did they get your information in the first place? 

Where Junk Mailers Get Your Personal Information

First, there are a few locations where junk mailers may have gotten your personal information. Once your property deed is recorded, it goes into the public record. Anyone who goes into the public record can find your name, the name of your lender, your loan amount, and your address. This is what they use to send you junk mail, and it is why you get flooded with a bunch of mail as soon as you close on a home loan.

Always Check Your Mail Before Shredding It

Even though you are going to receive a lot of junk, some of it is going to have your personal information listed on it. You should always check to see if your personal information is printed on the mail, and if it is, go ahead and shred it. On the other hand, you must make sure you do not throw out anything important. For example, there might be a note about property taxes, or there might be information related to changes in your loan. Always screen your mail before you shred it.

Can You Stop The Junk Mail?

It is unlikely that you will be able to stop the junk mail completely. On the other hand, there are a few locations where you might be able to opt out of some of this junk mail. If you put yourself on the do not mail registry, you may be able to reduce the amount of junk mail you receive.

Talk To A Professional To Learn More

You need to understand exactly what is happening with your home loan before you close, and that is why you should reach out to an expert who can help you. They might even be able to provide you with some advice regarding how you can stop the junk mail from coming in.

How To Keep Your Address Private

Jan 18, 2023 | Real Estate Tips

How To Keep Your Address Private There are not many parts of your life that are private anymore. Today, it is relatively easy for someone to go online and look up your address in just a few minutes. At the same time, there are some people who have an easier time keeping their lives private. Celebrities, public officials, and other people who are frequently in the public light are able to conceal their addresses. Even if you aren’t famous, what do you need to do to hide your address?

Talk To A Real Estate Agent

If you want to keep your address private, the first thing you should do is talk to your real estate agent. There is a great chance that they have worked with someone who wanted to keep their address private in the past, and they can provide you with a list of steps you should take. Make sure the home you purchase is pulled off the MLS quickly. That way, someone has to go to the local Town Hall if they want to look up your home.

Use A Trust

You may also want to consider placing your home in a trust. A trust will specify how your assets are distributed after you pass away. You can use a trust to hide real estate purchases, meaning that only the name of your trust is going to be listed in public records. That way, people cannot find your address by simply looking it up online, as they will simply see your trust represented.

Form An LLC

You may also want to consider forming an LLC, also known as a limited liability company. The vast majority of locations do not restrict LLC ownership. This means that you can set up an LLC, specify the LLC as the owner of the property, and keep your name out of the public light. You may want to reach out to an attorney who can help you form an LLC.

Keep Your Address Hidden

The internet is a powerful tool, but you should not resign yourself to having your address listed online. Consider checking out a few of these options, and reach out to a professional if you would like help hiding your address after you purchase a new house.