Nov 7, 2013 | Around The Home
Every week the trash truck comes to pick up our garbage and unwanted items, which are promptly taken to landfills. Instead of filling landfills and just buying new items to stuff our homes, we can help the earth and recycle everyday household items.
Below are a few fun and creative ideas for recycling things around your home that you might be ready to trash.
Coffee Table Into Bench
If you just purchased a new coffee table, don’t give away the old one — repurpose it. Find a space in your home where you could use some additional seating, like at the end of your bed or in the entryway.
Push it up against the wall so that any drawers and shelves are facing out. Then add some cushions and pillow. Tada; a bench!
Copper Piping Into Bathroom Hardware
Whether you’re going for a modern industrial look or a French country theme, old copper piping can add an attractive and interesting conversation piece to your restroom.
Utilize a U-shaped piece of piping as a toilet paper holder and long pieces of pipe as towel racks. Polish the copper and then seal it with spray lacquer so that it keeps its sheen.
Light Bulbs Into Decorations
Recycle filament light bulbs with a fun little craft project for your children. Grab paint, twine, glitter and glue. You can make flower pots and hang them in the yard as a simple green accent. Use the twine to create loops for hanging.
Pillowcase Into Shopping Bag
Take an old or vintage pillowcase, lay it flat and cut the top corners off of the open end. You’ll want to cut the corners off in a half-C shape so that that there is only about a two-inch strip left in the middle at the top.
Sew that two-inch strip together and you’ve got your handle. This reusable shopping bag rolls up tight and is easy to wash.
Drawer Into Dog Bed
The size of your animal will dictate the size of drawer you should repurpose. A cat might like a kitchen drawer while a bigger dog would use a large dresser drawer. Strip the wood off the drawer and repaint. Remove the hardware.
Maybe stencil your pet’s name on the front of the drawer. Then create a mattress using foam, batting and a soft and durable material.
Before getting rid of that broken side table or trashing those carry-out chopsticks, take a second look and tap into your creative side to see if you might be able to recycle and give them a second life.
Nov 6, 2013 | Homeowner Tips
You probably had someone check your foundation when you bought the house, but have you looked twice at it since? These problems don’t happen overnight.
They start small and they grow. By the time an issue comes to your attention, it might be too late. Learn to recognize the problems while they’re still small and cheap. Your wallet will thank you later.
Floor Level
You might be able to tell if your floor is level just by walking on it. Some people have a knack for recognizing this problem. If you suspect your floor of being a bit off balance, grab a tennis ball and see if it stays put.
If a door has been scuffing the floor when it swings open, double check the floor. That could be your culprit. A slanted floor can be evidence of a serious structural issue. A shifting foundation can slowly pull apart your house’s frame.
Sight Your Walls
Look down your wall from corner to corner and make sure there are not bumps or bulges. Walls should be flat. Grab a level and see if they’re leaning at all as well. Problems with the walls can mean problems with the concrete.
Check Your Foundation
Walk around your foundation with a sturdy screwdriver, and poke your foundation firmly. If you can dig a hole in the concrete, that’s a bad sign. It should be firm enough, and dense enough to keep you from causing any damage.
Just give it the screwdriver test though. If you start using the jackhammer test, you’ve gone too far.
Know Your Cracks
Concrete is always shrinking and expanding. It shrinks with the cold and then spreads back out in the heat. This can cause cracks, and most of these cracks are no big deal. Some of them, however, can be evidence of serious problems.
Small hairline cracks between concrete blocks are not a problem. Cracks on areas where the concrete stair-steps down to follow a slope are also not a big deal.
They are probably just caused by shrinkage. If you’re worried about one, paint it over with some waterproofing paint, and make sure the crack doesn’t come back.
Stair-step cracks on the walls are a bad sign, especially if the wall is bulging. Also look out for horizontal cracks, near the soil. This can mean the moisture in the soil is working into your foundation and putting pressure on the concrete. For problems like these, it’s best to bring in a structural engineer.
Nov 5, 2013 | Home Seller Tips
In some ways, selling vacant land is no different from selling a home. You still have to prepare it for sale, and you still need to make it look as good as possible. This process of cleaning and beautifying is called staging. Here are a few tips for staging your land.
- De-Clutter. Your buyer wants to actually see your vacant land, and clutter only blocks their vision. Remove fallen tree branches, trash, and junk like car parts and damaged buildings. Cut back large brush. Clear paths so potential buyers can easily walk around the property.
- Highlight the positive features. Do you have a section where birds like to feed? Keep it stocked with bird feeders. Is there a section filled with colorful wildflowers? Don’t cut down this section when you mow. Does a group of trees form a canopy? Place a picnic table under their shade. Point out these positive features to your buyers.
- Make minor improvements. Repair any damaged section of fence around your property. Dig a pond and use the dirt to fill low areas so they are level with the rest of your land. Keep the grass mowed. These small efforts can make the difference between whether or not a buyer chooses your property.
- Mark property boundaries. When you’re looking at vacant land, it’s difficult to see the difference between 5, 10, or more acres. At the very least, you should place stakes (like those used by a surveyor) to show where the property begins and ends. Your buyers will want to know exactly what they are purchasing.
Make sure your vacant land is ready to sell. Let me help you sell your property fast and for top dollar. Call your trusted real estate professional today.
Nov 4, 2013 | Housing Analysis
Last week’s economic news came from a variety of sources. Most significant was the Fed’s Federal Open Market Committee statement after its meeting ended Wednesday. The statement indicated that the Fed saw moderate economic growth. FOMC did not taper its purchase of MBS and Treasury securities.
The FOMC statement announced the committee’s intention to closely monitor economic and financial developments “in the coming months,” which suggested that the FOMC is taking a wait-and-see position on reducing its $85 billion monthly asset purchases.
Mortgage Rates, Jobless Claims Fall
The Fed’s asset purchase program, also known as quantitative easing, was implanted in 2012 with a goal of stabilizing mortgage rates and other long-term interest rates.
The National Association of REALTORS® reported that pending home sales fell by 5.60 percent in September. Uncertainty over the FOMC’s decision concerning tapering its asset purchases during its September meeting and concerns over a then potential government shutdown.
These were noted as primary reasons for the drop in pending home sales, which are measured by signed real estate contracts. Pending Home Sales are used for estimating future closings and mortgage loan activity.
Tuesday’s economic reports included the Case-Shiller Home Price Indices for August. Home prices increased by 12.80 percent year-over-year in August as compared to 12.30 percent year-over-year for August 2012. August’s reading shows a dampened pace of rising home prices.
The Conference Board, a research organization, reported that consumer confidence fell from a reading of 80.2 in September to 71.2 in October. A reading of 75.00 was expected, but consumer confidence crashed as the government shutdown and its consequences diminished consumer and investor confidence.
According to ADP, a payroll administration firm, private-sector payrolls came in well shy of the expected 150,000 new jobs with a reading of 130,000 jobs. October’s reading was also lower than September’s reading of 145,000 new jobs.
Weekly jobless claims brought good news; new jobless claims came in at 340,000 and fell by 10,000 new claims from the previous week’s 350,000 new jobless claims. Expectations had been for 335,000 new jobless claims.
Freddie Mac reported that average mortgage rates fell. The rate for a 30-year fixed rate mortgage dropped by three basis points to 4.10 percent, with discount points down from 0.80 percent to 0.70 percent.
The average rate for a 15-year mortgage fell by four basis points to 3.20 percent, with an uptick in discount points from 0.60 percent to 0.70 percent. The rate for a 5/1 adjustable rate mortgage dropped by four basis points to 2.96 percent with discount points unchanged at 0.40 percent.
What‘s Coming Up
There is no housing or mortgage economic news scheduled this week other than Freddie Mac’s PMMS due on Thursday.
Reporting for this week includes Leading Economic Indicators, Weekly Jobless Claims, Non-farm Payrolls and the National Unemployment Rate will be posted. The University of Michigan’s Consumer Sentiment Index will be released Friday.
This week’s economic reports are expected provide a general gauge of the economy and information about how consumers are responding to recent economic events and news.
Nov 1, 2013 | Home Buyer Tips, Home Seller Tips
It never fails. After a potential buyer’s home inspection of what is otherwise the perfect property, there are issues that require the seller’s attention. Whether it is a faulty furnace, double tapped electric circuit breaker, rotten steps or mold, inspection defects like these can bring a screeching halt to the simplest of transactions.
A home buyer has the right to expect certain defects to be addressed by a seller, and often a seller will give a concession by reducing the sale price or providing a closing cost credit. But when a concession is not an option, a seller can always agree to repair or correct the defects at the seller’s expense prior to closing. (more…)
