156 Hamilton St., Leominster, MA

Bank Attorney for Chesterfield, New Hampshire

bank attorney for Chesterfield, New HampshireWhether you are buying or selling real estate, it is important to have a bank attorney for your real estate closing. A bank attorney ensures that all parties understand the complex legal process that real estate closings are, and that everything is done properly and efficiently. If you’re looking for an experienced bank attorney, also known as a closing attorney, in the greater Central Massachusetts region consider the Law Office of David Rocheford in Leominster, MA.

The Law Office of David Rocheford has the expertise and experience to provide the five essential tasks of a bank attorney for Chesterfield, New Hampshire during a real estate transaction:

  • Title examination A clear property title is essential for the buyer and lender in a real estate closing. A title examination includes evaluating the restrictions, encroachments, easements, and whether the title clearly allows the seller to transfer it to the buyer.
  • Title insurance protects the buyer and the lender if there is a problem in the future. While it is optional for the buyer, it’s a good idea to go through with title insurance because it is relatively inexpensive and protects the buyer’s rights to the property.
  • Reviewing and drafting of documents is important to avoid confusion regarding documents such as the deed, settlement statement, and loan documentation.
  • Collecting and disbursing funds The bank attorney distributes all of the funds in the transaction, such as brokerage fees, county taxes, homeowner’s insurance premiums, inspection fees, seller’s proceeds, and the attorney fees.
  • Recording documents After review and execution of the necessary instruments of a real estate or loan closing, the closing attorney checks the local registry one last time to update the title, and records the deed and/or deed of trust.

While the bank attorney for Chesterfield, New Hampshire is typically located in or near the county where the property sits, many actual real estate closings today are handled on one or more sides using overnight mail with payments via ACH or wire. This option makes it much easier for a seller who has already moved a distance away and needs to close the sale without returning to the area.
To learn more about the role of a Chesterfield, New Hampshire bank attorney or discuss legal representation for your next real estate transaction, contact the real estate law experts here at the Law Office of David Rocheford.

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