Homeowners

Defaulting on your mortgage is a difficult situation, we understand that it is a stressful situation. Being proactive and trying to resolve the problem is the first step of the process. Our office can help you with the negotiation of your short sale. Don't trust your situation to some unknown, fly-by-night, internet based company.  We are qualified, experienced, attorneys and can provide the professional short sale counsel you need.

You May Qualify For a Short Sale If You:

	•	Owe more on your property than what you could sell it for, especially after real estate commission, closing costs, late payments, interest, etc.
	•	Have difficulty covering your expenses each month.
	•	Do not have money in the bank, or the means to cover the difference of what you could sell your house for and what you owe the bank.
	•	Stressed over missed payments and phone call from your lender?

Are You?

	•	Borrowing money to pay your mortgage?
	•	Having trouble making the payments?
	•	Confused about what your options are at this point?
	•	Stressed over missed payments and phone call from your lender?

Effective Short Sale Negotiators

Lenders commonly agree to short sales that we present them because they will lose less in a short sale then if they foreclose. We use our established relationships, legal education and experience to work with the lenders to effectively resolve your situation.

Here's How It Works
We can help you find a qualified real estate agent to work with you, or you can use an agent that you know and trust. If you don't have an agent you are comfortable working with we can put you in contact with a qualified agent in your area.

	•	We will work with your real estate agent to help submit offers made on your property to your lender.
	•	We assist you in gathering financial information to support your hardship, contact your lenders, and get in touch with the processors and mortgage insurance companies involved in your case.
	•	We submit the offer on your property, the financial information, and other supporting documents to our contacts inside your mortgage servicer(s) to negotiate the short sale of your property.
	•	We coordinate with title companies, attorneys, mortgage insurance companies, etc. for the approval of your short sale.

Facing Foreclosure?

It's best to allow yourself as much time as possible to short sale your property, but if you're not sure you have enough time to conduct a short sale, contact us so we can discuss your situation.

If you would like us to assist you contact our office at 978-847-0104.

If you still have questions e-mail Attorney Thalheimer at our office.

Fill out the form below to receive more information on real estate short sales - "7 Points to Understand Before Considering a Real Estate Short Sale."  We will send the information to you by e-mail right away, and there is no obligation.